Property Inspection Insights & Florida Guidelines

Authoritative guides written and curated by Wayne Sterling to help Suncoast buyers, owners, and investors navigate Florida building codes and insurance underwriting.

October 2026 • 6 min read • By Wayne Sterling

Citizens Insurance 4-Point Inspection Rules: Complete Florida Underwriting Guide

With Florida private carrier changes, understanding electrical panel restrictions, roof age thresholds, and plumbing material rules on 4-Point forms is crucial for coverage.

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October 2026 • 5 min read • By Wayne Sterling

ASCE 7 Wind-Borne Debris Standards: How Roof Tie-Downs Save Florida Homeowners Up to 40%

Form OIR-B1-1802 grants massive insurance discounts for hurricane clips and double wraps. Learn how field evaluators verify attic attachments.

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October 2026 • 7 min read • By Wayne Sterling

7 Critical Moisture & Structural Red Flags Every Florida Home Buyer Must Check

From AC condensation drain pan leaks to subsurface stucco moisture intrusion, discover the most costly hidden defects uncovered during thermal infrared property scans.

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